Business Loan

Business Loan is used for the long term loan of industrial projects and infrastructure projects based upon the projected cash flows from the project. Basically a project loan, involves equity investors, known as sponsors, as well as banking and other financial institutions that offer loans to the operation. The loans are secured loans, which are secured by the project assets and paid completely from future generated project cash flow, rather than from the creditworthinessorgeneral assets of the project sponsors.


  • Flexibility
  • Convenient Repayment Options
  • Affordable Costs
  • Easy to Avail
  • Sustain and Grow Business
  • Boost your credit score

Documents Required

Proof of individual’s identity (We also require same KYC of co-applicant)

ID Proof, (if any)
  • PANcard compulsion
  • Aadhar Card
  • Voter ID
  • Driving License
Residential Proof (any of two)
  • Ration Card
  • Electricity Bill (latest)
  • Water Bill (latest)
  • Landline Bill (last three months)

(Relationship proof to be taken, in case of no separate residential proof available).

Income Documents
  • Last 3 year ITR with CA certified or audited financial ITR.
  • Partnership firm last 3 years ITR.
  • Balance Sheet all scheduled and tax-audited report.
  • Copy of partnership and of partnership firm.
Banking Documents
  • Last 6 months banking showing salary credit.
  • Banking of other accounts from where EMI of loan are being repaid.
Compulsory Documents
  • Office addresses proof to be taken as per policy
  • 2 Passport size photographs.

Business Loan FAQ

A. The word Unsecured Business Loan means when a self-employed person apply for a loan based on his income not providing any kind of security against the loan
A. It takes 7 working days once documentations are completed
A. No in unsecured loan generally banks don’t allow joint application.
A. No need of giving any security apart from security cheques.
A. Processing fee in business loan varies bank to bank, normally it's start from 2.00% to 3.00% of loan amount.
A. EMI stands for Equated Monthly Installments. This installment comprises both principal and interest components. EMI is based on the loan amount, rate of interest and the repayment period.
A. In business loan bank do offer loan for 1 year to 3 year.
A. Surly prepayment can be done after 6 months from the date of loan taken & bank will charge 3.00% to 4.00% penalty. Part-payment is not allowed in business loan.
A. Taking a business loan fulfills your urgent requirement of working capital in business.

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S14, 2nd Floor, Zoom Plaze, L T Road, Borivali(West), Mumbai: 400092